Terms of Use

Last Updated: May 7, 2026

Welcome to SavvyCard. By accessing or using savvycardchoice.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and SavvyCard. We reserve the right to modify these terms at any time. Continued use of the Site after any changes constitutes your acceptance of the revised terms. The "Last Updated" date will reflect when changes were last made.

2. Nature of the Site

SavvyCard is a marketing and information website that presents credit card offers, including the Destiny® Mastercard®. We are not a bank, credit card issuer, or financial institution. We do not make credit decisions. Credit card applications and approvals are handled exclusively by the respective card issuers.

The Destiny® Mastercard® is issued by The Bank of Missouri and serviced by Concora Credit Inc. (NMLS #1549514). SavvyCard is an independent marketing affiliate and is not affiliated with or endorsed by Concora Credit Inc. or The Bank of Missouri.

3. Affiliate Disclosure

SavvyCard participates in affiliate marketing programs. When you click on links or buttons on this Site and complete an application or are approved for a credit card, we may receive a commission or referral fee from the card issuer or its partners. This compensation does not influence the information we present, but you should be aware of this relationship.

4. No Financial Advice

The content on this Site is for informational and marketing purposes only. Nothing on this Site constitutes financial, legal, or credit advice. You should consult a qualified financial advisor before making credit decisions. Approval for any credit product is subject to the issuer's independent underwriting criteria.

5. Accuracy of Information

We make reasonable efforts to ensure the information on this Site is accurate and up to date. However, card terms, fees, and features are subject to change by the issuer without notice. Always review the issuer's official terms and conditions before submitting an application.

6. Permitted Use

You agree to use the Site only for lawful purposes. You may not:

7. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of SavvyCard or its content suppliers and is protected by applicable intellectual property laws. The Destiny® name, logo, and Mastercard® marks are trademarks of their respective owners.

8. Third-Party Links

This Site contains links to third-party websites, including card application pages. We are not responsible for the content, privacy practices, or terms of those sites. Visiting third-party sites is at your own risk.

9. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, SavvyCard shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of competent courts.

12. Contact Us

If you have questions about these Terms of Use, please contact us at:

Email: support@savvycardchoice.com
Website: savvycardchoice.com